Retirement Planning

Retirement is one of the key financial goals for many people. Saving early and often is important. So is taking advantage of products and accounts designed specifically for retirement. Tax advantages are a key feature of annuities, IRAs and employer sponsored retirement savings plans, such as 401(k), 403(b) and 457(b) plans. Any earnings growth in these products is generally tax-deferred until you make withdrawals, generally when you are retired and may well be in a lower tax bracket.



Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.

Retirement Plan Early Distribution
Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Retirement Portfolio Lifespan
How Long Will Your Funds Last?


Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.

Research Articles

How Can We Control the Distribution of My Estate?
If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

How Can We Estimate My Future Social Security Benefits?
The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

How Should We Manage My Retirement Plan
Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Save Now or Save Later?
If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

What Are My Retirement Plan Distribution Options?
When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

Will Social Security Retire Before You Do?
Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.